When it comes to choosing between a gas car and an electric car, one of the things you’ll want to consider is the cost of insurance. According to recent data, electric cars can cost $400 more to insure on average compared to gas cars. However, this is just one factor to consider when weighing the pros and cons of electric cars.
The Average Cost of Electric Car Insurance in the UK
If you’re considering purchasing an electric car in the UK, you’ll want to factor in the cost of insurance. According to recent data, the average cost of electric car insurance in the UK in 2020 was £548 per year. This is slightly higher than the average cost of car insurance for a gas car, which was £487 per year. However, it’s worth noting that the cost of electric car insurance has decreased over the last few years as more people have switched to electric cars.
The Average Cost to Charge an Electric Car in the UK
One of the benefits of owning an electric car is that it can be much cheaper to run than a gas car. However, you’ll need to factor in the cost of charging your electric car. According to recent data, the average cost to charge an electric car in the UK is around 14p per kWh. This means that if you have an electric car with a 60kWh battery, it will cost you around £8.40 to fully charge your car. This is significantly cheaper than the cost of filling up a gas car.
The Average Cost of Car Insurance
It’s important to note that the cost of car insurance can vary depending on a number of factors, such as your age, location, driving record, and the type of car you drive. According to recent data, the average cost of car insurance in the US is around $1,500 per year. However, this can vary significantly depending on where you live. For example, the average cost of car insurance in Missouri is around $75 per month, while the average cost of car insurance in Michigan is around $250 per month.
Tips for Saving Money on Car Insurance
If you’re looking for ways to save money on car insurance, there are a few things you can do. First, consider increasing your deductible. This means that you’ll have to pay more out of pocket if you get into an accident, but your monthly premiums will be lower. You can also save money by taking advantage of discounts offered by your insurance company. For example, many insurance companies offer discounts for safe driving, good grades, and completing a defensive driving course.
Overall, the cost of insurance is just one factor to consider when deciding between a gas car and an electric car. While electric cars can be more expensive to insure on average, they can also be cheaper to run than gas cars. By factoring in the cost of insurance and the cost of charging your car, you can make an informed decision about whether an electric car is right for you.
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